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What conveyancing costs: fees vs disbursements

Costs & fees

What conveyancing costs: fees vs disbursements

When you ask what conveyancing costs, the honest answer is: it depends on what's in the quote — and the single most useful thing you can learn is how to read one. Every conveyancing bill has two very different parts: the conveyancer's professional fee, which is their charge for the work, and disbursements, which are third-party costs they pay on your behalf and pass on. Confusing the two is how buyers end up comparing quotes that aren't actually comparable, or feeling stung by a bill that's higher than the headline number suggested. This guide frames the whole cost so you can compare fairly, spot the quote that's cheap for the wrong reasons, and know exactly what you're paying for. The figures below are typical ballpark ranges; for current, state-specific rates, follow the explainers linked throughout.

Key takeaways

  • Two parts, one bill: your total is the conveyancer's professional fee plus disbursements — always look at both.
  • The fee is what varies most: it's what the conveyancer charges for their work, and it's where quotes genuinely differ.
  • Disbursements are largely fixed: they're third-party costs passed on at cost, so they should look similar across quotes.
  • "Fixed fee" means the fee, not the total: it locks the professional fee, but disbursements still sit on top.
  • Compare like with like: the cheapest headline fee isn't the cheapest job if disbursements or exclusions are hidden.

Typical conveyancing costs at a glance

As a rough guide, the cost of a conveyancing purchase in Australia falls into three parts. These are typical, indicative ranges only — your actual quote depends on the property, the state and how complex the transaction is, and government charges are calculated separately.

Cost categoryTypical range (AUD)What it covers
Professional fee$800 – $2,500Legal work, contract review, settlement coordination
Disbursements$200 – $600Title search, council certificates, PEXA platform fee
Government chargesVaries by stateRegistration fees and transfer (stamp) duty — calculated separately

The professional fee is the part that varies most between conveyancers; disbursements are passed on at cost and look broadly similar across quotes. Transfer (stamp) duty is much larger than either and is set by your state — see how costs differ by state.

1. The two parts of a conveyancing bill

Almost every misunderstanding about conveyancing cost dissolves once you separate the two components. A conveyancing bill splits in two: the conveyancer's professional fee, which they set and which you can compare and sometimes negotiate, and disbursements, which are third-party costs passed straight through to you at cost. The explainer on fee versus disbursements unpacks each side — and the takeaway is that when a quote looks unusually low, check whether it's the fee that's low or whether disbursements have simply been left off.

2. What a "fixed-fee" quote really means

Fixed-fee conveyancing is common and reassuring, but it's worth knowing exactly what it fixes. A fixed fee means the conveyancer's professional fee is agreed upfront and won't change with the hours worked — so it doesn't creep as the file gets busier. What it usually does not include is disbursements, which are still charged on top at cost, and it may exclude certain non-standard work. So a fixed fee gives you certainty over one part of the bill, not the whole bill. The explainer on what a fixed-fee quote means spells out what's typically inside and outside the fixed price — read it before you assume the quoted number is your total.

3. What sits inside disbursements

Disbursements are the costs your conveyancer incurs with third parties to get the transaction done — things like title and property searches, council and other authority certificates, and the government lodgement and registration fees. Because they're passed on at cost, they should look broadly similar from one conveyancer to the next, and they're largely outside anyone's control. The explainer on disbursements lists what typically appears. The useful mental model: the fee pays the person, the disbursements pay everyone else — and a quote that's silent on disbursements is an incomplete quote.

Fee vs disbursements at a glance

CostPaid toConveyancer margin?Typical cost
Professional legal feeConveyancer/solicitorYes — covers the legal work$800–$2,500 (fixed fee)
Title searchState land registryNo — passed through at costAt cost — varies by state
Council & water certificatesCouncil / water authorityNoAt cost — varies by state
PEXA / electronic settlement feePEXA / SympliNoAt cost — varies by state
Verification of identityID verification providerNoAt cost — varies by state

4. Comparing quotes without getting caught out

A low headline can hide a higher real cost. When you weigh up quotes, watch for these:

  • Disbursements left off: a low fee looks great until the searches and lodgement costs appear separately.
  • "From" pricing: a starting price that assumes the simplest possible transaction, not yours.
  • Exclusions buried in the fine print: extra charges for anything the quote deems non-standard.
  • Vague scope: no clear list of what the fee actually covers, making the number meaningless.
  • Per-item add-ons: phone calls, emails or file fees that pad the total.

State also plays a part — what conveyancing costs can differ across QLD, NSW and VIC because the searches and lodgement fees differ; the state comparison explainer has the detail.

5. Questions to ask before you engage

  • Is this a fixed fee, and exactly what work does it cover?
  • Are disbursements included in this number or charged on top?
  • What could make the final bill higher than the quote?
  • Are there any per-item or "non-standard" charges I should know about?
  • Can I see an itemised estimate of the likely disbursements for my purchase?

Explainers

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