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Extra checks before you buy: searches, disclosures and compliance

Due diligence & checks

Extra checks before you buy: searches, disclosures and compliance

Most of a property purchase is visible: the inspection, the offer, the contract. But a quieter layer of work sits underneath it — the searches that reveal what the seller can't (or won't) show you, the disclosure documents you're entitled to, and the compliance obligations that quietly become yours the moment you settle. This guide frames that layer at a high level: what to search for, what should be disclosed, and which safety and compliance items you inherit if they haven't been sorted before settlement. The specifics differ by state and by what's on the property, so the explainers below carry the detail — this page is about knowing which checks exist and when to do them.

Key takeaways

  • Searches surface what you can't see: unapproved structures, flood-prone land, easements, contamination and council charges can all exist without being obvious on a walkthrough.
  • Disclosure is a right, not a favour: in some states the seller must give you a formal disclosure document or checklist before you sign.
  • Compliance obligations transfer to you: if smoke alarms or a pool barrier aren't compliant at settlement, fixing them can become your cost and your legal responsibility.
  • Some results you may be forced to accept: a few issues can't be undone — which is exactly why you check before you're committed.
  • Timing is everything: searches can be slow, and at auction there's no cooling-off — so do the work before condition dates and before you bid.

Pre-purchase checks at a glance

CheckWhat it coversWhen to do itMain risk it catches
Building & pest inspectionStructure, damp, termites and other timber pestsBefore auction, or during a building-and-pest condition periodMajor structural defects or active infestation
Strata / body corporate recordsLevies, the sinking or capital-works fund, special levies, by-lawsBefore you sign or bidA looming special levy or restrictive by-laws
Property searchesTitle, council and rates, planning, flood and contaminationBefore a condition deadline or settlementEasements, unapproved works, orders, or a resumption proposal
Pool & spa complianceThe safety barrier and certificatesBefore you signNSW: a rescission right if certificates are missing; QLD & VIC: you take on rectification after settlement
Smoke alarm compliance (QLD)Photoelectric, interconnected alarmsBefore settlementA 0.15% price adjustment if non-compliant at settlement

1. Searches and disclosure — the paper trail

Two properties can look identical and carry completely different risks once you read the paperwork. Searches and disclosure documents are how you find the difference. Some issues — unapproved structures, outstanding council charges, flood-prone land, utilities that aren't connected, or contamination — may exist without any sign on the day you visit, and in some cases you can be forced to accept them. The way to protect yourself is to conduct thorough due diligence and engage professionals for the detailed searches before you finalise the purchase, as set out in the dealing with adverse search results explainer. Disclosure obligations differ by state: in Victoria, sellers and agents must make the Consumer Affairs Victoria due diligence checklist available, and sellers must give buyers a Section 32 vendor statement covering title, zoning, mortgages, easements and restrictions before you sign — and if it's false or incomplete, you may have the right to withdraw.

2. Compliance items you inherit at settlement

Safety compliance is where "the seller's problem" can quietly become yours. Smoke alarms and pool or spa barriers are governed by state law, and if the property isn't compliant by settlement, you can end up responsible for fixing it at your own cost — sometimes with a fine still attached. In Queensland, homes being sold must have compliant interconnected smoke alarms, and a buyer may be entitled to a settlement adjustment if the seller hasn't complied by the settlement date; the detail is in the smoke alarm compliance explainer. Pool and spa rules are the other big one, and they vary meaningfully across the states.

3. Pool and spa compliance — how the states compare

If the property has a pool or spa, treat compliance as a specific line item in your checks — the mechanism differs by state, and getting it wrong can transfer the cost and the legal duty to you. Every state regulates pool and spa safety, but the route to it differs: NSW and QLD work through compliance certificates the seller must provide, while VIC turns on registering the pool or spa with the council and having its safety barrier inspected. The certificates, timeframes and penalties are set out in each state's explainer: NSW, QLD, VIC.

4. Timing — do the work before you're locked in

Every check above shares one enemy: time. Search results can be delayed, sometimes past your condition dates or even settlement, leaving you unable to exercise the rights the contract gives you. And the pressure is at its sharpest at auction — in Queensland, buying at auction binds you the moment you sign on the day, with no cooling-off period, so the inspections, reports, searches and finance all have to be done before you bid. The buying at auction explainer walks through getting your affairs in order first. The general principle holds everywhere: front-load your due diligence, because the protections in your contract are only useful if the results arrive while you can still act on them.

5. Questions to ask before you sign

  • Which searches apply to this property, and have I allowed enough time for the results?
  • Have I received the disclosure documents my state requires — and had them reviewed?
  • Are the smoke alarms compliant, or will I need a settlement adjustment or to fix them?
  • If there's a pool or spa, is it compliant and properly certified for this state?
  • Are there unapproved structures, easements, flood risk or council charges I'd be forced to accept?
  • If I'm buying at auction, is everything done before I bid, given there's no cooling-off?

This guide is general information, not legal advice. Search, disclosure and compliance rules vary by state and change over time; confirm your situation with a licensed conveyancer or solicitor.

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