How do deposits work when buying a property in Victoria?

A deposit is part payment of the purchase price paid at signing. In Victoria, if you don't pay by the required date the seller may terminate and claim compensation — even after you pay — and if you don't provide written evidence of an electronic transfer by the due date, they may terminate until you do.

Pay on or before the due date (usually the day you sign) by cheque directly delivered to the deposit holder with evidence of timing, or by electronic transaction with written evidence provided at the time of the transfer. Get a receipt for cheque payments; save and send transaction confirmations for electronic ones. Don't rely on payment instructions from the seller or agent that differ from the contract — verbally verify details with the deposit holder before paying. Seek legal advice if unsure.

Paying the deposit: method and evidence

MethodWhat to doEvidence to keep and provide
ChequeDeliver it directly to the deposit holder on or before the due dateA receipt showing when it was paid
Electronic transferTransfer on or before the due date and provide written evidence at the time of the transferTransaction confirmation, saved and sent to the deposit holder

In Victoria, not providing written evidence of an electronic transfer by the due date can itself give the seller a right to terminate until you do — so send proof at the time, not later.

Related explainers

Buying a property?

Lock in a fixed-fee conveyancer who'll flag issues like this one before you're committed — no surprises, no hidden costs.

Fixed fee · No hidden costs · Rated on Trustpilot

Ask Zoe